{"id":1942,"date":"2018-06-01T11:00:20","date_gmt":"2018-06-01T10:00:20","guid":{"rendered":"https:\/\/www.networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/?p=1942"},"modified":"2018-12-03T12:12:03","modified_gmt":"2018-12-03T12:12:03","slug":"guide-to-employing-and-insuring-volunteers","status":"publish","type":"post","link":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/blog\/guide-to-employing-and-insuring-volunteers\/","title":{"rendered":"How to manage volunteer risks"},"content":{"rendered":"<p>The volunteer sector is working in a radically different climate from a decade or so ago, which has made risk management a subject that all organisations need to consider. Managing volunteer risks is an essential part of running a charity and can ensure that your operations aren\u2019t affected if an unexpected incident were to happen.<\/p>\n<p><strong><span style=\"text-decoration: underline;\">Risks associated with volunteers<\/span><\/strong><\/p>\n<p>When identifying the risks associated with your volunteers, it might help to ask questions such as:<br \/>\n&#8211; Have volunteers\u2019 roles changed, increasing the risks?<br \/>\n&#8211; Have you had any incidents that highlighted possible risks?<br \/>\n&#8211; Is your charity\u2019s work subject to a new regulatory framework or legislation?<\/p>\n<p>The National Council for Voluntary Organisations considers possible risks, which include:<br \/>\n&#8211; Sub-standard performance by volunteers, resulting in harm to clients, users, participants or the public.<br \/>\n&#8211; Client or volunteer abuse (physical, emotional or financial).<br \/>\n&#8211; Misleading or wrong advice and information given to clients or the public.<br \/>\n&#8211; Loss or damage to property.<\/p>\n<p>Next, these identified risks need to be assessed. Assessing requires analysing or estimating the chances of something happening and the likely impact if it does. Some risks are relatively minor, but it\u2019s important to bear in mind that anything involving negligence on the part of the volunteer also implicates the charity to an extent. Abuse is a topic high on today\u2019s news agenda, and if a volunteer was alleged to have abused a service user (regardless of whether they did it or not) it could lead to a full-blown PR disaster for your charity. Stricter risk-management protocols should be put in place for these high-risk areas.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Volunteer agreements\u00a0<\/strong><\/span><\/p>\n<p>Once these volunteer risks have been assessed and analysed, it is then a matter of controlling them. A \u2018volunteer agreement\u2019 can be very helpful for defining boundaries and expectations \u2013 setting guidelines and parameters, but without implying any \u2018contractual obligations\u2019. A signed and dated document record will help to defend your position in the event a volunteer is injured in activity outside their agreement.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Controlling risk through role changes<\/strong><\/span><\/p>\n<p>Managing volunteer risks can also involve looking at the volunteer\u2019s role and making adequate changes, such as allowing volunteers to work in pairs or teams to provide support. Other changes, such as moving a volunteer who has difficulty carrying out a certain role to a different one, or changing the location of an activity run by a volunteer, can also be effective control methods.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Insuring volunteers<\/strong><\/span><\/p>\n<p>Charities are often unsure whether they have to insure volunteers. Legally speaking, your charity doesn\u2019t have to, but it is a huge risk not to do so. If a service user (or the volunteer themselves) brings a claim against your charity, it could cost thousands to defend. Public liability insurance would, in most instances, cover the costs of defending your charity against allegations of injury or illness caused to a service user by a volunteer, however injuries to volunteers are often excluded under Public Liability and that is why it is important to check that volunteers are covered under the Employers Liability section of cover as this does not come as standard.<\/p>\n<h3>ThirdSectorProtect<\/h3>\n<p><em>Get set up with the<\/em>\u00a0<em>insurance professionals at\u00a0<strong><a href=\"https:\/\/www.networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/small-charities\/\">Third Sector Protect<\/a>\u00a0<\/strong>for tailored and independent insurance advice.\u00a0<\/em><em>For additional information on managing volunteers, read our blog post:\u00a0<strong><a href=\"https:\/\/www.networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/2018\/05\/02\/how-to-recruit-and-manage-volunteers-in-your-organisation\/\">How to recruit and manage volunteers in your organisation.<\/a><\/strong><\/em><\/p>\n<p><em>For more tips and tricks on all things third sector follow us on\u00a0<a href=\"https:\/\/www.facebook.com\/ThirdSectorProtect\/\"><strong>Facebook<\/strong><\/a>,\u00a0<a href=\"https:\/\/twitter.com\/ThirdSecProtect\"><strong>Twitter<\/strong><\/a>\u00a0&amp;\u00a0<a href=\"https:\/\/www.linkedin.com\/showcase\/thirdsectorprotect\/\"><strong>LinkedIn<\/strong><\/a>.\u00a0<\/em><\/p>\n<table width=\"124\">\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.facebook.com\/ThirdSectorProtect\/\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-2152\" src=\"https:\/\/www.networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-content\/uploads\/sites\/6\/2018\/09\/facebook.png\" alt=\"\" width=\"120\" height=\"120\" \/><\/a><\/td>\n<td><a href=\"https:\/\/twitter.com\/ThirdSecProtect\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-2154\" src=\"https:\/\/www.networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-content\/uploads\/sites\/6\/2018\/09\/twitter.png\" alt=\"\" width=\"120\" height=\"120\" \/><\/a><\/td>\n<td><a href=\"https:\/\/www.linkedin.com\/showcase\/thirdsectorprotect\/\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-2153\" src=\"https:\/\/www.networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-content\/uploads\/sites\/6\/2018\/09\/LinkedIn.png\" alt=\"\" width=\"120\" height=\"108\" \/><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>The volunteer sector is working in a radically different climate from a decade or so ago, which has made risk management a subject that all organisations need to consider. Managing volunteer risks is an essential part of running a charity and can ensure that your operations aren\u2019t affected if an unexpected incident were to happen. [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[15,1],"tags":[104,34,63],"acf":[],"_links":{"self":[{"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/posts\/1942"}],"collection":[{"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/comments?post=1942"}],"version-history":[{"count":10,"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/posts\/1942\/revisions"}],"predecessor-version":[{"id":2427,"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/posts\/1942\/revisions\/2427"}],"wp:attachment":[{"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/media?parent=1942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/categories?post=1942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/networkportfolio.co.uk\/ncinsurance.co.uk\/thirdsectorprotect\/wp-json\/wp\/v2\/tags?post=1942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}